“Combining ID capabilities with the risk insights offered by open banking, both organisations aim to make things simple and secure for their clients while empowering them to know one another and their financial situation.”
The leading credit reference company AperiData and the digital identity verification platform OneID have launched their alliance. Through this new relationship, instantaneous lending decisions are powered by the real-time consumer credit insights of AperiData and the bank-verified identity of OneID.
AperiData is a leading company in the Open Banking and Credit Referencing industry. We started with a simple yet impactful vision of revolutionizing the way businesses use Open Banking data to enhance their customer experience. Our focus is to provide easy access, understanding, and utilization of this data to businesses in a modern and innovative manner.
AperiData and OneID Combines to Simple and Secure Open Banking Processes
Combining ID capabilities with the risk insights offered by open banking, both organisations aim to make things simple and secure for their clients while empowering them to know one another and their financial situation.
Stuart Kempster – Chief Product Officer, OneID said, “A partnership with Aperidata is a natural fit for OneID. Bringing the power of bank-verified digital identity and AI-powered real-time credit analysis gives our joint customers a better way to support their customers with their credit decision-making. As a BCorp that aims to make the world a safer place, we are delighted to be working with a partner that holds similar value.”
This is precisely what real-time identity checks and real-time affordability checks accomplish, allowing lenders to act quickly and fairly while increasing the confidence of both the business and the customer that they are making the right choice.
Collaborations of this kind have several applications outside income verification; these include automated direct debit setup and reinstatement, improved hiring procedures, and ethical gaming.
“We are excited at the possibilities that will be unlocked for many sectors by working together to offer a powerful blend of AperiData’s real-time financial and risk insights with OneID’s innovative customer authentication capabilities,” said Stephen Ashworth – CEO, AperiData.